How to Submit a Claim to Your Insurance ProviderHow to Submit a Claim to Your Insurance Provider
Notify the property owner or manager of your fall so that they can keep track of it. It should go without saying, but get medical help as soon as possible. Make contact with a personal injury attorney. Insurance companies are notorious for fighting slip-and-fall claims, and you’re unlikely to succeed without the help of a lawyer.
As soon as you are able, contact your insurance company. They’ll have a record of everything that happened to you, as well as a copy of your medical records. You want to get as much information as possible in the shortest amount of time. They’ll want to talk to you on the phone, and you’ll want to talk to your personal injury attorney.
Please be as descriptive as possible. When necessary, it is beneficial to jot down crucial data or memorize them by heart. Keep in mind that your lawyer will be representing you. You want to give your injury lawyer as much information as possible so that they can examine your case and decide how to proceed. They will know how to build a solid case against a defense attorney and assist you in receiving just compensation.
If you were at blame for the accident, admit it. Because of the high consequences for admitting fault in a slip and fall claim, you should never do so. If you do, your injury claim may be jeopardized. If the victim accepts fault, some insurance carriers and defense lawyers are hesitant to try to negotiate a reasonable payment on a slip and fall lawsuit.
To back up your claim, you may be requested to present medical records. If this is the case, make sure you give the records yourself or have someone else do so before speaking with the insurance company. It is beneficial to have the medical records reviewed by a personal physician or surgeon. Even if your records aren’t enough to recover compensation, they can assist the attorney in determining how much to ask for.
Note that insurance company personnel will almost always give you a settlement that is significantly less than what you are entitled to. If you have medical records, give them to them when they’re ready to see them. Their proposal is simply that: a proposal. They will either drop or raise their offer if they want to bargain.
As soon as possible after the accident, you should contact your attorney and/or your insurance carrier.
When you have an accident claim, it is vital to have the correct form of medical coverage in place. There are various complications that can arise when filing a claim. For instance, if you were in an accident with an uninsured motorist, whether an uninsured motorist coverage existed, or if the policy was not in effect.
The more medical coverage you have, the more your insurance company will pay you. Always keep in mind that if you file a claim for benefits, the insurance company may limit your coverage amount or possibly deny your claim.